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Best Windshield replacement company in Lakewood colorado.
Is carrying windshield or auto glass coverage worth it for you to have? This article will give you the inside information that your insurance company doesn’t want you to know.
Many insurance companies offer auto glass coverage on full coverage auto insurance policies. Many others don’t, in states where broken windshields are a common occurrence like Colorado and Arizona. If you have a full coverage policy and know that you have a $250 deductable, for example, you could end up paying more for the windshield than what it would cost to pay the full amount out of pocket.
In addition to a higher cost from you, you will be reported to CLUE which stands for Comprehensive Loss Underwriting Exchange. It has information used by insurance companies to keep track of you and your claims. Insurance companies can use this information to raise your rates or drop your insurance coverage. When you file an insurance claim for your car, that information can be used against you.
Also auto policy holders are being charged for glass coverage in the neighborhood of $5-$10 a month or more, as part of their premium. The worse thing is many people don’t even know that they are being nickel and dimed for this. How would you like to be paying for something that you don’t even know you have access to? You may be doing that right now.
It doesn’t sound like a lot of money, and to the individual it’s not. But to your insurance company it’s free money. Multiply five bucks a month by millions of people and you will see one aspect of how insurance companies will almost always be profitable.
Also one thing to be aware of is that in many states like Colorado many insurance companies use a third party administrator to handle your auto glass claim. What you are not told is that the third party administrator is a foreign owned glass company. That’s right they are in bed with your insurance company and have a captive audience. They (the glass companies) are guaranteed millions of customers just for answering a phone that is routed to their call center by your insurance company.
If you don’t have a glass company in mind to use you will get a corporate installer who may or may not be using proper installation techniques for a safe windshield installation. By the way if something goes wrong with your windshield and you can’t get a response from the foreign owned corporate glass company, your insurance company does not guarantee their work.
To protect yourself and your family, call a local independent windshield or auto glass company to help you with your installation. You want to make sure they are certified installers through the National Glass Association or The Auto Glass Safety Standards Council.
Get a price form the independent glass shop and see if you can save yourself some money and a claim report.
http://www.denverwindshieldreplacement.com The Denver Windshield Guy has been in the auto glass business for 15 years. He has seen amateur installers and hacks put the lives at unsuspecting auto glass customers at risk.
Go to the website to find to get the best insiders price on your new windshield.
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